Free Insurance Comparison

secured lock Secured with SHA-256 Encryption

Laura Berry

Former Insurance Agent

Former Insurance Agent

Joshua Adamson

Joshua is a copywriter at Obrella who for more than 10 years has been creating content about insurance, health care, and more. He helps companies explain complex insurance subjects in simple ways so that customers can make smart buying decisions. He spends way too much time binge-watching Netflix, loves the outdoors and has a cat who tolerates him.

UPDATED: Mar 7, 2024

Advertiser Disclosure

It’s all about you. We want to help you make the right coverage choices.

Advertiser Disclosure: We strive to help you make confident insurance decisions. Comparison shopping should be easy. We are not affiliated with any one insurance provider and cannot guarantee quotes from any single provider.

Our insurance industry partnerships don’t influence our content. Our opinions are our own. To compare quotes from many different insurance companies please enter your ZIP code on this page to use the free quote tool. The more quotes you compare, the more chances to save.

Editorial Guidelines: We are a free online resource for anyone interested in learning more about insurance. Our goal is to be an objective, third-party resource for everything legal and insurance related. We update our site regularly, and all content is reviewed by experts.

What Happens To Your Life Insurance When You Change Jobs?

Changing jobs can be an exciting and sometimes stressful time in your life. You have to adjust to a new work environment, learn new responsibilities, and get to know new colleagues. But what about your life insurance? Does it follow you when you change jobs? In this article, we’ll explore what happens to your life insurance when you change jobs and provide you with all the information you need to make informed decisions.

Our Commitment to The Obrella Difference

At Obrella, we understand that navigating the world of life insurance can be overwhelming. That’s why we’re here to simplify your search. We provide you with expert advice, unbiased reviews, and comprehensive comparison tools to help you find the best life insurance providers. Our commitment is to ensure that you have all the information you need to make the right decision for you and your loved ones.

When it comes to life insurance, making the right choice is crucial. It’s not just about finding the cheapest policy or the one with the highest coverage amount. It’s about finding a policy that meets your specific needs and provides the financial protection your loved ones deserve.

At Obrella, we understand that everyone’s situation is unique. That’s why we offer a wide range of resources to guide you through the process of choosing the right life insurance provider. Our expert advisors are here to answer all your questions and provide personalized recommendations based on your individual circumstances.

But our commitment to you goes beyond just providing information and recommendations. We believe in transparency and honesty. That’s why all our reviews are unbiased and based on thorough research and analysis. We take into account factors like financial strength, customer satisfaction, and policy options to ensure that you have a complete picture of each life insurance provider.

When you use our comparison tools, you can easily compare multiple life insurance providers side by side. You can see their rates, coverage options, and customer reviews all in one place. This allows you to make an informed decision without the hassle of visiting multiple websites or contacting different insurance agents.

At Obrella, we know that life insurance is a long-term commitment. That’s why we’re committed to being there for you every step of the way. Whether you’re just starting to explore your options or you’re ready to purchase a policy, we’re here to support you.

So, why choose Obrella? Because we’re more than just a website. We’re your trusted partner in finding the right life insurance provider. We’re dedicated to simplifying the process, providing unbiased information, and helping you make the best decision for yourself and your loved ones.

Enter your zip code below to view companies that have cheap insurance rates.

secured lock Secured with SHA-256 Encryption

Simplify Your Search: Comparing Life Insurance Providers Made Easy

When it comes to life insurance, there are numerous providers to choose from. How do you know which one is right for you? Our easy-to-use comparison tools allow you to compare the policies, coverage options, and premiums of different providers side by side. We take the guesswork out of finding the best life insurance for your specific needs.

Life insurance is an important financial tool that provides financial protection to your loved ones in the event of your untimely demise. It ensures that they are financially secure and can continue to meet their needs even when you are no longer around. However, with so many providers in the market, it can be overwhelming to find the right one that suits your requirements.

That’s where our comparison tools come in. We have designed our platform to simplify the process of comparing life insurance providers. Our user-friendly interface allows you to easily navigate through the different options available and make an informed decision.

When you use our comparison tools, you can view the policies offered by various providers side by side. This allows you to compare the coverage options, benefits, and exclusions of each policy in detail. You can also compare the premiums charged by different providers to ensure that you are getting the best value for your money.

Not only do we provide you with the necessary information, but we also offer insights and recommendations based on your specific needs. Our platform takes into consideration factors such as your age, health condition, and financial goals to provide you with personalized suggestions. This ensures that you find a life insurance policy that aligns with your unique circumstances.

Moreover, our comparison tools are regularly updated to reflect any changes in the offerings of life insurance providers. We understand that the insurance industry is constantly evolving, and we strive to keep our platform up to date with the latest information. This way, you can be confident that the options you are comparing are accurate and relevant.

So why spend hours researching different life insurance providers when you can simplify your search with our comparison tools? We have done the hard work for you, gathering all the necessary information in one place. With just a few clicks, you can easily compare and evaluate the options available to you.

Remember, life insurance is a long-term commitment, and it is crucial to choose the right provider. By using our comparison tools, you can make an informed decision and secure the financial future of your loved ones. Start comparing life insurance providers today and find the perfect policy that meets your needs and budget.

Life Insurance and Job Transitions: What You Need to Know

When you change jobs, your life insurance situation may change as well. In most cases, employer-sponsored life insurance policies are not portable, meaning they do not follow you to your new job. This is important to consider because losing your employer-sponsored life insurance means you could be left without coverage.

Fortunately, there are options available to you. You can choose to convert your employer-sponsored life insurance policy into an individual policy, purchase a new policy from a different provider, or explore other coverage options such as term life insurance or whole life insurance.

Read more: Choosing The Perfect Whole Life Insurance Company: You

Managing Life Insurance During Job Changes: A Step-by-Step Guide

Here are the steps you can take when managing your life insurance during job changes:

  1. Contact your current employer’s HR department to understand the specifics of your employer-sponsored life insurance policy.
  2. Consider converting your employer-sponsored life insurance policy into an individual policy to maintain coverage.
  3. Research other life insurance providers to find the best policy for your needs.
  4. Compare the policies, coverage options, and premiums of different providers using our helpful comparison tools.
  5. Apply for a new life insurance policy before leaving your current job to ensure uninterrupted coverage.

Enter your zip code below to view companies that have cheap insurance rates.

secured lock Secured with SHA-256 Encryption

Weighing the Options: Pros and Cons of Employer-Sponsored Life Insurance

Employer-sponsored life insurance policies have their advantages and disadvantages. Let’s take a closer look:


  • It’s usually easy to qualify for the coverage.
  • Premiums may be lower compared to individual policies.
  • Employer-sponsored policies often include accidental death and dismemberment coverage.


  • The coverage amount may not be sufficient for your needs.
  • Once you leave your job, you lose the coverage.
  • Employer-sponsored policies are often not customizable to fit your specific needs.

Answers to Your Burning Questions: Life Insurance FAQs

Here are answers to some frequently asked questions about life insurance:

Q: Can I keep my employer-sponsored life insurance when I change jobs?

A: In most cases, employer-sponsored life insurance policies are not portable, meaning they do not follow you to your new job. It’s important to review your options and consider converting the policy to an individual policy or purchasing new coverage.

Q: How much life insurance coverage do I need?

A: The amount of life insurance coverage you need depends on your specific circumstances, such as your income, debts, and financial responsibilities. It’s important to assess your needs and consider factors such as mortgage payments, childcare costs, and education expenses.

Further Reading: Related Articles for Life Insurance Education

For more information and in-depth articles about life insurance, check out the following resources:

With the right information and guidance, managing your life insurance during job changes can be a smooth process. Remember to explore your options, compare providers, and ensure that you have adequate coverage to protect yourself and your loved ones.

Free Insurance Comparison

Enter your zip code below to view companies that have cheap insurance rates.

secured lock Secured with SHA-256 Encryption