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Laura Berry

Former Insurance Agent

Former Insurance Agent

Joshua Adamson

Joshua is a copywriter at Obrella who for more than 10 years has been creating content about insurance, health care, and more. He helps companies explain complex insurance subjects in simple ways so that customers can make smart buying decisions. He spends way too much time binge-watching Netflix, loves the outdoors and has a cat who tolerates him.

UPDATED: Mar 20, 2024

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Progressive Vs AAA Comparison

When it comes to comparing auto insurance providers, Obrella has established itself as a trusted source for reliable and accurate information. Our commitment to providing you with the best possible comparison tools is backed by our dedication to editorial integrity and our promise to deliver unbiased insights. In this article, we will explore the differences between Progressive and AAA, helping you make an informed decision on which provider is right for you.

Our Commitment to You

At Obrella, we understand the importance of making financial decisions based on trustworthy information. That is why we uphold the highest level of editorial integrity in every comparison we provide. Our team of experts thoroughly researches and analyzes data to ensure that the information you receive is accurate, reliable, and unbiased. You can trust that the information we provide is based on facts, not influenced by any external factors.

When it comes to your financial well-being, we believe that knowledge is power. That’s why we go above and beyond to provide you with not just the bare minimum, but a comprehensive analysis of the options available to you. We understand that each individual has unique needs and preferences, and we strive to cater to those by presenting you with all the necessary information to make an informed decision.

Upholding Editorial Integrity at Obrella

As part of our commitment to editorial integrity, Obrella maintains complete editorial independence. Our team of experts is not influenced by any advertising or sponsorship partnerships. We understand that trust is earned, and we work hard to earn yours by providing you with unbiased and accurate information.

Our editorial team consists of experienced professionals who are passionate about helping you navigate the complex world of finance. They dedicate their time and expertise to thoroughly research and analyze the data, ensuring that every comparison we provide is based on sound and reliable information. We believe that transparency is key, and we want you to feel confident in the information we present.

Our Promise to Provide Accurate and Reliable Information

When it comes to comparing Progressive and AAA, we understand that accuracy is essential. Our research is based on a comprehensive analysis of both providers, considering factors such as coverage options, customer satisfaction ratings, and pricing. We leave no stone unturned in our quest to provide you with the most accurate and up-to-date information.

We believe that making informed decisions about your insurance coverage is crucial, as it can have a significant impact on your financial well-being. That’s why we strive to present you with not just the basic information, but a detailed breakdown of the pros and cons of each provider. We want you to have all the information you need to choose the insurance coverage that best suits your needs and budget.

At Obrella, we are committed to being your trusted source of financial information. We understand that the decisions you make today can have a lasting impact on your future, and we want to empower you to make the best choices for yourself and your loved ones. With our dedication to editorial integrity and our promise to provide accurate and reliable information, you can trust that we have your best interests at heart.

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Comparing Auto Insurance Rates Made Easy

One crucial aspect of comparing auto insurance providers is understanding how rate increases can impact your premiums. At Obrella, we analyze the rate increase history of both Progressive and AAA to help you understand how their rates might change in the future. This gives you a clearer picture of what to expect when it comes to your auto insurance premiums.

The Impact of Rate Increases on Auto Insurance

Insurance providers can increase their rates for various reasons, such as changes in market trends, claims frequency, or inflation. By analyzing the rate increase history of Progressive and AAA, we give you insight into their pricing strategies and how it may affect your premiums over time. This allows you to evaluate if the potential rate increases align with your budget and long-term financial goals.

Progressive vs. AAA: Which is Right for You?

Choosing the right auto insurance provider can be challenging. Both Progressive and AAA offer their own set of advantages and disadvantages. Below, we will weigh the pros and cons of each provider, helping you decide which one suits your needs and preferences.

Weighing the Pros and Cons of Progressive


  • Progressive is known for its innovative usage-based insurance programs that can result in lower premiums for safe drivers.
  • The company offers a wide range of coverage options, including comprehensive, collision, and liability insurance.
  • Progressive’s website and mobile app provide convenient access to policy management and claims filing.


  • Progressive may not offer as many local agent options compared to AAA.
  • Some customers have reported mixed experiences with Progressive’s customer service.

Weighing the Pros and Cons of AAA


  • AAA is well-known for its roadside assistance services and comprehensive coverage options.
  • The provider offers various membership perks, such as travel discounts and access to exclusive services.
  • AAA has a large network of local agents, providing personalized assistance for policyholders.


  • AAA’s rates may be higher compared to Progressive, depending on your location and driving history.
  • The provider’s coverage options may be more limited compared to other competitors.
  • AAA’s customer service response times can sometimes be slower during peak periods.

Read More: Roadside Assistance Comparison: Which Option Is Right For You?

Is Progressive Cheaper than AAA? Let’s Find Out

One question that often arises when comparing Progressive and AAA is which provider offers more affordable rates. Let’s delve into specific scenarios where Progressive may offer more affordable options for different driver profiles.

How Progressive Offers Affordable Rates for Drivers with Poor Credit

Progressive understands that your credit history doesn’t define your driving skills. They provide options for drivers with poor credit, offering competitive rates that meet their budgetary needs. If you have a less-than-perfect credit score, Progressive may be a more suitable choice for affordable auto insurance.

How Progressive Offers Affordable Rates for Young Drivers

Young drivers often face higher insurance premiums due to limited driving experience. Progressive recognizes this and offers discounts specifically tailored to young drivers. They take into account factors such as good grades, driver’s education courses, and safe driving practices, making their coverage more affordable for young drivers.

How Progressive Offers Affordable Rates for Adult Drivers

Progressive provides various discounts and savings opportunities for adult drivers. By bundling your auto insurance policy with other insurance products or maintaining a clean driving record, you may qualify for lower rates. Progressive rewards responsible driving behavior, ultimately offering more affordable coverage for adult drivers.

How Progressive Offers Affordable Rates for High-Risk Drivers

High-risk drivers, such as those with multiple traffic violations or accidents on their record, often face challenges when it comes to finding affordable insurance. Progressive offers options specifically catered to high-risk drivers, allowing them to secure coverage at competitive rates compared to other providers.

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Progressive vs. AAA: Exploring Discounts

Both Progressive and AAA offer various discounts to help policyholders save on their premiums. Let’s take a closer look at some unique discounts offered by each provider.

Unique Discounts Offered by Progressive

Snapshot Discount: Progressive’s Snapshot program rewards safe driving habits. By utilizing a telematics device that monitors your driving behavior, you can qualify for significant discounts on your premiums based on your actual driving habits. (For more information, read our “Understanding Progressive Snapshot“).

Multi-Policy Discount: If you have other insurance policies, such as home or renters insurance, you can take advantage of Progressive’s multi-policy discount. Bundling your policies can lead to substantial savings on your auto insurance premiums.

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Unique Discounts Offered by AAA

Membership Discount: AAA offers exclusive discounts and benefits to its members. By becoming a AAA member, you can access these discounts not only for auto insurance but also for various other travel and lifestyle services.

Safe Driving Discount: AAA rewards safe driving habits with lower insurance premiums. By maintaining a clean driving record and avoiding accidents or violations, you can qualify for their safe driving discount.

In conclusion, Obrella is your go-to resource for comparing and researching auto insurance providers like Progressive and AAA. We provide you with accurate and reliable information, helping you weigh the pros and cons of each provider, explore their rates, and discover unique discounts. By choosing Obrella, you can make an informed decision that suits your needs and budget while ensuring you are adequately protected on the road.

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