Frequently Asked Questions

Auto Insurance

• Coverage Options
  • What is rideshare insurance?
  • What is uninsured/underinsured motorist (UM/UIM) Insurance?
  • What is collision vs. comprehensive insurance?
  • What is Liability Car Insurance?
  • What Does Comprehensive Car Insurance Mean?
  • What is Collision Insurance?
• Understanding Coverages
  • What is personal umbrella insurance?
  • Do I Need to Insure My Car If I Am Not Using It?
  • Do I Need to Insure My Car Before I Register It?
  • When Do I Need to Insure My New Car?
  • How Much Insurance Coverage Do I Need For My Car?
  • Does Car Insurance Cover the Driver or the Car?
  • Does Car Insurance Cover Electrical Fires?
  • Does Car Insurance Cover Interior Damage?
  • Does Car Insurance Cover Hospital Bills?
  • Does Car Insurance Cover Other Drivers?
  • Does car insurance cover engine damage?
  • Does Car Insurance Cover Acts of God?
  • Does Car Insurance Cover Water Damage?
  • Does Car Insurance Follow the Driver?
  • Does car insurance cover wind damage?
  • Does Car Insurance Cover Hail Damage?
  • Does Car Insurance Cover Brakes?
  • Does Car Insurance Cover Rock Chips?
  • Does Car Insurance Cover Flat Tires?
  • Does Car Insurance Cover Bent Rims?
  • Does Car Insurance Cover Repairs?
  • Does car insurance cover dents?
  • Does car insurance cover broken windows?
• Cost
  • Does Car Insurance Lower When My Car Is Paid Off?
  • Why Does Insurance Go Up After An Accident?
  • Does Car Insurance Go Up with a Ticket?
  • Do Car Insurance Costs Drop After Marriage
  • Does Car Insurance Costs Decrease Over Time?
  • Do Luxury Cars Cost More To Insure?
  • Does Car Insurance Drop at 25?
• Miscellaneous
  • What Is an SR-22?
  • How Do Car Insurance Companies Determine Car Value?
  • Does Car Insurance Build Credit?
  • Do Classic Cars Need Insurance?
  • Does Car Insurance Automatically Renew?

Home Insurance

• Coverage Options
  • Does Home Insurance Cover Water Damage?
  • Should I Self-Insure My Home?
  • Should I Over Insure My Home?
  • Do I Need To Insure My House?
• Understanding Coverages
  • What Is Dorm Insurance/College Insurance?
  • What Does Renters Insurance Cover?
  • What Is Apartment Insurance?
  • Does Home Insurance Cover Sewer Line Replacement?
  • Does Home Insurance Cover Structural Damage?
  • Does Home Insurance Cover Foundation Repair?
  • Does Home Insurance Cover Termite Damage?
  • Does Home Insurance Cover Leaking Roof?
  • Does Home Insurance Cover Pipe Leaks?
  • How Much Insurance Coverage Do I Need For My Condo?
  • How Much Insurance Coverage Do I Need For My Home?

General and Property Insurance

• General Insurance
  • How Do Insurance Companies Determine Total Loss?
  • Why Is Insurance So Complicated?
  • How Do Insurance Companies Work?
  • How Do Insurance Claims Work?
• Other Property Insurance
  • Who Offers The Best Condo Insurance?
  • Do I Need to Insure My Tractor?
  • Do I Need to Insure My ATV?
  • Should I insure my watch?
  • Should I insure my guns?
  • Do I Need to Insure My Rental Property?
  • Do I Need to Insure My Engagement Ring?
  • Do I Need to Insure My Popup Camper?
  • Do I Need to Insure My Snowmobile?
  • Do I Need to Insure My Golf Cart?
  • Do I need to insure my trailer?
  • Do I Need to Insure My Jewelry?
  • Do I Need to Insure My Vacant Land?
  • Do I Need to Insure My Jet Ski?
  • Do I Need to Insure My Moped?
  • Do I Need to Insure My Boat?